WA No Interest Loans Scheme

As part of the Anglicare WA network, WA No Interest Loans Scheme (WA NILS) provides loans that are either ‘no interest’ or ‘low interest’ as well as affordable car and home contents insurance, and a matched savings scheme. 

Eligible clients can access a WA NILS loan of between $200-$1,500 which has no interest, no fees and no charges attached to it.

Clients with a Healthcare Card, Pension or Veteran’s Affairs Card can apply, with loans mostly being used for essential household items and services. Common examples for such loans include purchasing whitegoods, furniture, school uniforms, dental care, or paying for car repairs. This is not a cash loan facility and can’t be used for bond, rent, holidays or bills. There are some limits on loan amounts and loan items and this is explained fully on the WA NILS website.

No interest vehicle loans between $2,000-$5,000 are available for people and families on low incomes to purchase a vehicle for essential use, vehicles include cars, scooters, mobility scooters and motorcycles. 

WA No Interest Loans Scheme website

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Anglicare WA offers a wide range of services and with 74 service locations across WA, we’re never too far away.

If you’re not sure where to go, call us on 1300 11 44 46.