Eligible clients can access a WA NILS loan of between $200-$1,500 which has no interest, no fees and no charges attached to it.
Clients with a Healthcare Card, Pension or Veteran’s Affairs Card can apply, with loans mostly being used for essential household items and services. Common examples for such loans include purchasing whitegoods, furniture, school uniforms, dental care, or paying for car repairs. This is not a cash loan facility and can’t be used for bond, rent, holidays or bills. There are some limits on loan amounts and loan items and this is explained fully on the WA NILS website.
No interest vehicle loans between $2,000-$5,000 are available for people and families on low incomes to purchase a vehicle for essential use, vehicles include cars, scooters, mobility scooters and motorcycles.